MARRIAGE BLUNDERS: WHAT NOT TO DO

We are not going to give an admission of which of these marriage blunders we are guilty of.  However, if you have been an avid reader or are a close friend of ours you will know all too well which of these are applicable to us.  We hope this post helps those that are married and/or thinking of getting married.  It is important and worth the time to look at your financial aptitude as a couple and make decisions that will positively impact your union.  And not cause it unnecessary stress/direst.

5 MARRIAGE BLUNDERS: WHAT NOT TO DO AND WHAT TO DO

1. What not to do: Deciding to move and drive into a city; state; or area where there may be an impending hurricane, or tornado.  What to do: Wait the hurricane, tornado, or storm out and then when all is clear move to your new destination. You may have to figure out a new place to live if the location that you were moving to is damaged/recovering but it is safer in the long run.
2. What not to do: Enjoying the lights, luster, and sounds of the casino too often. What to do: Make going to the casino a special occasion and not an everyday event. Going all the time is addicting; there is a reason they pump oxygen into those places you know?!  Furthermore, a casino is in business to make money and not give you money!
3. What not to do: Dissolve a 401K to finance a major home improvement project or finance a wedding. The upfront penalty of 20% and often tax implications are not worth the loss of this hard earned retirement investment.  What to do: If  you own your home and have some equity in it then refinance your home mortgage, or get a construction loan, or a second mortgage which are more economically feasible. These financial tactics often have low interest rates and no tax implications.
4. What not to do: Over use your credit card.  What to do: Live by the mantra that if you can’t pay cash for it or, have cash in reserve to pay it off quickly then don’t buy it. Credit card interest easily adds up and up and up!
5. What not to do: Borrow money from your family.  You will never stop hearing “where is my money at?”  What to do: Instead save, save, save, and this way you are not indebted to anyone. 

***Bonus don’t lie about having a medical emergency or health scare if you in fact did! Honesty and communication are two great keys to a marriage.